Steps to Take After a Car Accident in the Capital Region 47066
A motor vehicle collision can turn your life upside down. In the moments after a crash, it is hard to think clearly. What you do in the immediate aftermath following a car accident have a real effect on your ability to get the financial support you need for medical bills and lost income.
The most important step, see a doctor — even if you think you are okay. Some of the most significant accident-related injuries often lack obvious signs. Seeing a physician establishes a documented record that links your injuries to the accident — a connection insurance companies almost always challenge if there is a gap in treatment.
Once you have addressed your health, preserve as much evidence as possible. Photos of the accident location, details from witnesses, and your police report all strengthen your claim. When possible, note the details of how the accident happened while it is still fresh.
One of the most common mistakes is negotiating directly with the opposing insurance company without legal counsel. The adjuster assigned to your case are experienced at limiting settlements. It is common for them to request your account of the accident hoping to find inconsistencies that reduces the strength of your case.
In New York's no-fault insurance system, your own insurance handles basic medical expenses and lost wages irrespective of who was at fault for the accident. However, when injuries exceed the serious injury threshold — which includes fractures, scarring, or prolonged loss of function — you may step outside the no-fault system and file a claim targeting the person who caused the accident for complete compensation.
Legal counsel practiced in New York car accident law can help you understand what to expect — from filing boutique law firm Saratoga Springs your no-fault claim to pursuing a full recovery. In the Capital Region, Ianniello Chauvin, LLP handles car accident claims with that same no-nonsense approach their attorneys are recognized for across Saratoga Springs, Clifton Park, Albany, and Glens Falls
