How to Protect Yourself After a Car Accident in NY

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A car accident changes everything in an instant. Immediately after a collision, it can be difficult to think clearly. The steps you follow in the first few days following a car accident have a real effect on whether you are able to get the financial support you need for the harm you suffered.

The most important step, get medical care — even if your injuries seem minor. Many serious injuries do not show immediate symptoms. A medical evaluation produces a clear paper trail that connects your injuries to the accident — a connection insurance companies almost always challenge if you skip this step.

Once you have addressed your health, preserve as much evidence as possible. Pictures of vehicle damage, details from anyone who saw what happened, and your police report all build your case. If your condition allows, write down what you remember while your memory is strongest.

Something many people get wrong is giving statements to the other driver's insurance company before consulting an attorney. The adjuster assigned to your case are skilled at limiting settlements. They may ask early settlement offers in an attempt to use your words that reduces what you can recover.

In New York's no-fault system, your own insurance pays for basic medical expenses and lost wages irrespective of who was at fault for the accident. However, when injuries exceed the legal definition of serious injury — such as assault defense Saratoga Springs broken bones, significant disfigurement, or substantial loss of function — you may step outside the no-fault system and sue directly against the at-fault driver for complete compensation.

Legal counsel who understands New York car accident claims can guide you what to expect — from dealing with your own insurer to pursuing a resolution that reflects the true cost full service law firm Saratoga Springs of your injuries. In the Capital Region, Ianniello Chauvin, LLP represents clients in car accident claims with the same direct attention their attorneys are known for across Saratoga Springs, Clifton Park, Albany, and Glens Falls