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- 12:05, 17 December 2025 Hebethklac talk contribs created page Consumer Proposals Explained by a London ON Bankruptcy Lawyer (Created page with "<html><p> Consumer proposals sit in a quiet middle ground between overwhelming debt and the drastic step of bankruptcy. They are a formal, legally binding settlement that can reduce the amount you repay on unsecured debts, stretch payments over as long as five years, and protect you from collection calls, wage garnishments, and lawsuits. For many people who walk into a London ON law firm asking about bankruptcy, a well‑structured consumer proposal ends up being the rig...")
