Common Myths About Personal Injury Claims in New York 45660
Filing an injury claim is often clouded by misinformation that often stop accident victims from pursuing the compensation they are entitled to. Here are the most common false assumptions — and what actually happens underneath each one.
**Misconception: "If the accident was partly my fault, I can't recover anything."**
This is an especially widespread myths. New York uses a modified comparative negligence standard. In plain terms is recovery is possible even if you were partly at fault. The compensation gets adjusted by your percentage of fault — but it is not zeroed out.
**False: "I can handle this myself — the adjuster is going to pay what I am owed."**
Insurance companies are corporations measured by controlling payouts. The opening settlement is nearly always lower than fair value. An experienced personal injury attorney knows every component of your case — including long-term treatment expenses and quality-of-life damages that carriers typically ignore.
**Misconception: "Personal injury lawsuits are never-ending."**
Though some cases can take longer, a significant number of personal injury claims in New York settle within several months to a year. Duration is shaped by the severity of your case, how cooperative the insurance company is toward resolving the claim, and if a trial is necessary.
**Myth: "Too much time has passed after the accident — I cannot do anything."**
New York's filing deadline for the majority of personal injury lawsuits in New York is 36 months. However, certain special circumstances that may extend that window — such as claims against Saratoga Springs criminal defense government entities, where demand an initial filing within three months. If you are not certain whether you still have time, consult a personal injury attorney as soon as possible.
**False: "Filing a lawsuit is greedy."**

Filing a claim for harm resulting from another party's negligence is exactly what the legal system was designed for — not an act of greed. Hospital costs, missed income, and long-term physical limitations carry actual financial weight. Making the at-fault individual accountable is how the system is supposed to function.
The attorneys at Ianniello Chauvin, LLP, injured individuals get honest guidance from the very first conversation. No inflated expectations — just an honest evaluation of where your claim stands and a strategy for getting you the recovery you deserve.
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