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- 23:15, 27 February 2026 Tothieojni talk contribs created page Why a Dedicated State Farm Agent Beats Do-It-Yourself Insurance (Created page with "<html><p> Two winters ago, a client I’ll call Mark called me from his garage, where his SUV sat with the entire rear panel crumpled after a hit-and-run. He had bought a bare-bones policy online, confident he had saved money. He did not realize his uninsured motorist property damage was missing, his collision deductible was higher than he thought, and he had selected actual cash value on parts instead of OEM replacement. The claim paid, but not fully, and not quickly. H...")
