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- 16:33, 15 June 2026 Cealladfms talk contribs created page Category 1, 2, and 3 Damage Determine Your Policy's Payout Limits (Created page with "<html><p> Insurance pays for water damage when the source is sudden and accidental—but only if your water loss falls into a covered category under the IICRC water classification system. Category 1 clean water from burst pipes typically qualifies; Category 2 gray water and Category 3 black water face stricter limits or exclusions. Understanding which category your damage belongs to determines whether your claim succeeds, how much your deductible applies, and which resto...")
